Insurance premium rate(Note 1)		Effective premium rate(Note 2)
From 1971 on (when the system began)	0.006%		0.006%
From FY1982 on	0.008%		0.008%
From FY1986 on	0.012%		0.012%
From FY1996 on	0.048%		0.084%
FY2001	Specific deposits	Other deposits, etc.
	0.048%	0.048%
FY2002	0.094%	0.080%
From FY2003 on	Deposits for payment and settlement purposes	General deposits and others
	0.090%	0.080%
FY2005	0.115%	0.083%
From FY2006 on	0.110%	0.080%
FY2008	0.108%	0.081%
FY2009	0.107%	0.081%
FY2010	0.107%	0.082%

Notes: 1.

“Specific deposits” are current, ordinary and specified deposits, and “other deposits, etc.” are deposits other than specific deposits such as time deposits.  Up to FY2004, “deposits for payment and settlement purposes” had been the same as “specific deposits”and “general deposits and others” as “other deposits, etc.” (In FY2004, including specified settlement obligations provided for in Article 69-2, paragraph 1 of the Deposit Insurance Act). From FY2005 onward, “deposits for payment and settlement purposes”comprised of deposits meeting three requirements – zero-interest, payable on demand, and capable of providing settlement services and specified settlement obligations, and “general deposits and others,” comprised deposits and others other than those for payment and settlement purposes such as time deposits.

2.

Including a rate (0.036%) of special insurance premium (premium provided for in Article 19, paragraph 1 of the Supplementary Provisions of the Deposit Insurance Act), which had been set during the period from FY1996 to FY2001. The rate for FY2002 is the weighted average of “specific deposits” and “other deposits, etc.” and from FY2003 onward, that of “deposits for payments and settlement purposes” and “general deposits and others.”